Credit repair involves fixing your bad credit in any way. By disputing errors on credit reports. This involves filing a formal dispute with the credit bureau(s) in question either online or by mail.
Credit repair leverages your legal right to have your Credit reports corrected and 100% accurate. Errors are more common than you might think. And if you have items on your credit report that aren't 100% accurate, entirely fair and fully substantiated, you want to consider credit repair.
The credit bureaus must respond and resolve a dispute within 30 days. A few exceptions can extend this to 45 days.
A statistical number that evaluates a consumer's creditworthiness and is based on credit history. Lenders use credit scores to evaluate the probability that an individual will repay his or her debts.
A business that collects relevant consumer information from creditors and courthouses, and then sells that information to interested parties such as potential lenders. Such information is sold in the form of a credit report. In the U.S. the three major credit bureaus are TransUnion, Experian, and Equifax.
Bankruptcy, Foreclosure, Repossession, Loan Defaults, Court Judgements, Collections, and Late Payments.
Hard inquiries occur when your credit report is pulled as a result of your applying for new credit. These inquiries count against you.
Yes
Sign up to hear from us about specials, sales, and events.
Copyright © 2018 Gentle Journey Investments - All Rights Reserved.
Powered by GoDaddy